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Job Title Credit Officer
Corporate Title Associate
Location New York, NY
As a Credit Officer on our Credit Risk Management (CRM) team, you will be joining Deutsche Banks’s (DB’s) world-leading Commercial Real Estate lending platform and actively participating in credit approvals and portfolio management. In particular, you will be responsible to handle approvals for real estate related transactions, whether designated for securitization via commercial mortgage-backed security (CMBS), syndication in the Bank market or retained on balance sheet. Together, we strive to ascertain Deutsche Bank’s adherence to its credit policies and procedures, and you will be an integral part of the success of the Bank’s risk management operations.
The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. Deutsche Bank has been named ‘Bank Risk Manager of the Year by the leading publication risk.net for the second consecutive year (2020 & 2021)
What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift, and volunteer programs
What You’ll Do
Assume responsibility for monitoring a portfolio of Commercial Real Estate (CRE) exposures and watch list credits including data collection, credit rating analysis and annual reviews
Review and write recommendations to obtain approval for annual reviews, loan amendments, collateral updates, and new loans
Perform property level due diligence including cash flow analysis, site inspections, and reviews of legal documents and third-party reports
Assist Vice Presidents, Directors and Managing Directors in the credit review, approval, and processing of commercial real estate loans. Specific tasks include participating in meetings and conference calls with originations, reviewing credit reports and term sheets, and presenting large loans to credit committees
Process credit requests and exposures within Deutsche Bank’s internal systems
Liaise with off-site credit functions to enhance and improve the MIS utilized to manage Deutsche Bank’s global Commercial Real Estate portfolio
Skills You’ll Need
Relevant Commercial Real Estate finance experience
Bachelor’s Degree (Master of Real Estate Finance degree preferred)
Microsoft office proficient (Excel, Word, Power Point)
Valid driver’s license
Skills That Will Help You Excel
Excellent communication skills, both written and spoken
Ability to work in a fast-paced environment
Multitasking, attention to detail
High level of integrity
It is theBank’s expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The salary range for this position in New York City is $75,000 to $110,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.
Deutsche Bank Values & Diversity
We believe talent is found in all cultures, countries, races, ethnicities, genders, sexual orientations, disabilities, beliefs, generations, backgrounds and experiences. We pursue a working environment where everyone can be authentic and feel a sense of belonging.
We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories.
Click these links to view the following notices: EEO is the Law poster and supplement ; Employee Rights and Responsibilities under the Family and Medical Leave Act ; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision
Learn more about your life at Deutsche Bank through the eyes of our current employees: https://careers.db.com/life
The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice, please email firstname.lastname@example.org .
Deutsche Bank Benefits
At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!
Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.
We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories. Click these links to view the following notices: "EEO is the Law poster" and supplement ; Employee Rights and Responsibilities under the Family and Medical Leave Act ; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision .